Are Inversion Tables Covered By Insurance?

Suffering from backaches or spinal cord problems? An inversion table can help you then. Inversion tables decompress the spine and areas of the skeletal system. It is used for patients who are in a lot of pain, stiffness or have spinal ailments. The reason inversion tables work, is that gravity affects the spine. It squishes the vertebrae and the cartilage which forms the discs together. This develops a lot of pressure within, similar to a suction cup effect. Traction equipment helps the patient by relieving this spinal compression and muscle tension. One of the kinds of traction equipment which is available in the market is inversion tables.

How can Inversion Tables Help You?

Inversion tables allow the individual to hang upside down for short periods of time. Inversion tables make use of gravity to allow the individual to flip themselves 180 degrees. The inversion table normally consists of a lightweight frame made of aluminum, cushioning for the patient and plastic fittings to help keep the person in place and strapped to the equipment as well as to hold on to. These are easily stored and foldable so easy to carry around as well.

Are Inversion tables covered by insurance?

Some insurance companies like Medicare do cover inversion tables under Medicare Part B under the Durable Medical Equipment. However, what is needed is an assessment by the doctor or health care provider that necessitates the requirement of the inversion table to maintain the person’s health. Medicare, however, does not cover inversion tables if they are procured for recreational use or for leisure.

  • The national health care plan pays 80% of the cost in case of Medicare.
  • 20% needs to be borne by the patient.
  • Part B only covers the cost if both the doctor, and manufacturer of the medical equipment, are both enrolled in Medicare.

How do you get one?

One can rent or even buy an inversion table from various medical suppliers and even retail stores. However, if the area you fall under is part of the Competitive Bidding Program, the purchaser or renter needs to be a vendor specified by Medicare. If you do not fall under the competitive bidding program, then you can rent or buy the inversion table from any retailer that falls in the Medicare network.

To cover the inversion equipment, the code which is on the receipt is needed to be presented along with the prescription to the insurance company. Sometimes when the insurance company requires the patient to purchase only from their existing Durable Medical Equipment supplier. If the supplier does not stock or sell inversion tables, the person would need to procure a gap request, and that would allow the reimbursement to be made by any other company.

Getting hold of a good insurance policy

Are inversion policy covered by insurance? Well, yes, if you have the right insurance policy with you. Find out from the insurance company the exact procedure and method to be followed and whether the inversion table will be covered by them, rather than making the purchase and then finding out that the insurance company refuses to reimburse as the correct procedure was not followed.

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